Web 57DHYAFZZFLEFB April 23 2026 Heat Pump Rebates by State Where Incentives Available 2026
Federal heat pump tax credits ended December 31 2025 But state and utility heat pump incentives still range from Zero Dollars to over 16 Thousand Dollars depending on where you live and your household income Some states have launched IRA funded HEAR and HOMES programs worth thousands Others have almost nothing This guide covers heat pump rebates in all 50 states and DC in 2026 ranked by how much you can realistically get Here is what is actually available Last verified March 24 2026 Rates and program availability may change after this date The Short Version States with strong rebates 5 Thousand Dollars plus 15 States with moderate rebates One Thousand Dollars to 5 Thousand Dollars 20 States with limited or no rebates 15 Highest rebates New York Maryland Wisconsin Colorado Washington Rhode Island and North Carolina all offer Ten Thousand Dollars plus for income qualifying households through stacked programs Lowest incentives Ohio Idaho South Dakota and states that declined IRA funding have little beyond small utility rebates Federal tax credits 25C 25D are gone for everyone
The 10 Best States for Heat Pump Rebates in 2026
Ranked by realistic maximum rebates available to a homeowner installing a ducted heat pump system combining all stackable programs
1 New York 5 Thousand Dollars to 24 Thousand Dollars Clean Heat plus Em Power plus HEAR plus geothermal credit
2 Wisconsin Up to Eighteen Thousand Nine Hundred Dollars HEAR plus HOMES plus Focus on Energy first state to launch HOMES
3 Maryland Up to 15 Thousand Dollars Em POWER 75 Percent of costs plus Potomac Edison Switch to Electric
4 Washington Up to 14 Thousand Dollars plus HEAR plus Puget Sound Energy plus utility stack
5 Colorado Up to Eleven Thousand Two Hundred Fifty Dollars HEAR plus Xcel Energy plus One Thousand Dollars state tax credit
6 Rhode Island Up to Eleven Thousand Five Hundred Dollars Clean Heat RI 60 Percent of costs plus RI Energy rebates
7 North Carolina Up to 16 Thousand Dollars Energy Saver NC HEAR plus HOMES plus Duke Energy
8 Georgia Up to 16 Thousand Dollars HEAR plus HER whole home plus Georgia Power
9 Washington DC Up to Nine Thousand Eight Hundred Dollars DCSEU electrification plus AHEP for low income
10 Maine One Thousand Dollars to 9Thousand Dollars Efficiency Maine Triennial Plan VI Five Hundred Twenty Nine Million Dollars funded
Close runners up Massachusetts New Jersey Michigan and Vermont all offer Seven Thousand to Eight Thousand Five Hundred Dollars in realistic rebates and could move higher as programs expand Federal tax credits are gone The Section 25C Energy Efficient Home Improvement Credit and Section 25D Residential Clean Energy Credit both expired December 31 2025 The One Big Beautiful Bill Act signed July 4 2025 repealed them No federal tax credit applies to heat pumps installed in 2026 Full details on the federal credit expiration →
What replaced federal credits? Nothing directly But IRA funded HEAR and HOMES rebate programs administered by individual states are the main replacement HEAR offers up to Eight Thousand Dollars per heat pump for households below 150 Percent of Area Median Income AMI HOMES offers up to Four Thousand Dollars to Ten Thousand Dollars for whole home efficiency projects at any income level The catch many states have not launched these programs yet and funding availability varies
States With Strong Heat Pump Rebates 5 Thousand Dollars plus These 16 states have active programs that can realistically cover 5 Thousand Dollars or more of a heat pump installation for qualifying homeowners Most have launched IRA funded HEAR or HOMES rebates have strong state administered programs or have both Income qualified households below 80 Percent AMI often qualify for the highest amounts
State Status Rebate Range Primary Program Notes
New York Five Thousand Dollars to Twenty Four Thousand Dollars Clean Heat plus Em Power plus Six utilities DAC bonuses geothermal credit Best overall program
Maryland Up to Fifteen Thousand Dollars Em POWER Maryland 75 Percent of electrification costs covered Potomac Edison Switch to Electric adds Four Thousand Dollars
Rhode Island Up to Eleven Thousand Five Hundred Dollars Clean Heat RI Covers up to 60 Percent of heat pump costs Strong per capita program
Colorado Up to Eleven Thousand Two Hundred Fifty Dollars HEAR plus Xcel plus state credit HEAR active One Thousand Dollars state tax credit stacks with Two Thousand Two Hundred Fifty per ton utility rebates
Wisconsin Up to Eighteen Thousand Nine Hundred Dollars HEAR plus HOMES plus Focus on Energy First state to launch HOMES HEAR and Focus on Energy stack
Michigan Up to Eight Thousand Dollars MiHER HEAR Point of sale rebates for Greater Than Or Equal To 150 Percent AMI Ann Arbor A2ZERO adds Four Thousand to Five Thousand Five Hundred Dollars
Maine One Thousand to Nine Thousand Dollars Efficiency Maine Well funded through Triennial Plan VI Five Hundred Twenty Nine Million Dollars Income tiered rebates
Massachusetts Up to Eight Thousand Five Hundred Dollars Mass Save Restructured rebates R 410A excluded Five Hundred Dollars weatherization bonus
New Jersey Up to Seven Thousand Five Hundred Dollars plus Whole Home plus utility rebates Cash back plus 0 Percent financing Four utilities stack on top
Washington Up to Fourteen Thousand Dollars plus HEAR plus PSE HEAR launched 2025 PSE offers up to Four Thousand Dollars for ducted systems
North Carolina Up to Sixteen Thousand Dollars Energy Saver NC HEAR plus HOMES live statewide Duke Energy adds Five Hundred to One Thousand Dollars
Georgia Up to Sixteen Thousand Dollars HEAR plus HER HEAR up to Eight Thousand Dollars HER whole home up to Sixteen Thousand Dollars for Greater Than Or Equal To 80 Percent AMI
Indiana Up to Eight Thousand Dollars plus Indiana Energy Saver HEAR The HEAR and HOMES both active Utility rebates add Two Hundred Seventy Five to Three Thousand Dollars
Arizona Up to Eight Thousand Dollars Efficiency Arizona HEAR The HEAR for Greater Than Or Equal To 150 Percent AMI SRP Cool Cash adds One Thousand One Hundred Twenty Five Dollars APS eliminated rebates
Washington DC Up to Nine Thousand Eight Hundred Dollars DCSEU electrification Up to Five Thousand Dollars for heat pumps plus Three Thousand Two Hundred Dollars electrification service rebates
Vermont Up to Seven Thousand Nine Hundred Fifty Dollars Efficiency VT plus BED Burlington Electric pays up to Seven Thousand Nine Hundred Fifty Dollars for income qualified ducted systems
Best overall programs New York Maryland Wisconsin and Colorado stand out for having the deepest stacking multiple program layers that combine to cover a large share of project costs Income qualified households in these states can often get a heat pump system for Two Thousand Dollars to 5Thousand Dollars out of pocket on a Twelve Thousand Dollars to Eighteen Thousand Dollars project
States With Moderate Heat Pump Rebates One Thousand Dollars to Five Thousand Dollars These 15 states offer meaningful rebates typically through utility programs state energy offices or approved but not yet launched HEAR programs The amounts are helpful but generally will not cover a large share of installation costs Some of these states will move into the strong tier once their HEAR or HOMES programs launch
State Status Rebate Range Primary Program Notes
New Hampshire Two hundred fifty to One thousand nine hundred dollars per ton NH Saves plus NE Accelerator HEAR approved expected in the middle of the summer 2026 R 410A banned from qualified list
Oregon Eight hundred to Three Thousand Five Hundred Dollars plus Energy Trust of Oregon RETC state tax credit adds value HEAR launched 2025
Connecticut Two hundred fifty to One thousand dollars per ton Energize CT Smart E Loan at 0 point ninety nine Percent APR through March 2026 HEAR funded but not available
Minnesota Up to Two Thousand Six Hundred Dollars Xcel plus CenterPoint Save Energy MN HEAR plus Four Thousand Dollars state rebate has not launched
Nevada Five hundred ten to Three Thousand Four Hundred Dollars NV Energy PowerShift First come first served HEAR HOMES approved but not launched
New Mexico Up to Eight Thousand Dollars HEAR plus geothermal credit HEAR restricted to Greater Than Or Equal To 80 Percent AMI only PNM adds Five Hundred Fifty to Seven Hundred Dollars
Delaware Eight Hundred to Two Thousand Two Hundred Dollars Energize Delaware HPwES program DEMEC customers can stack Efficiency Smart rebates
Utah Two Thousand Four Hundred Fifty To Two Thousand Six Hundred Fifty Dollars RMP plus Enbridge stack Watt smart plus Therm Wise dual fuel stack HEAR HOMES not launched
Kentucky Five Hundred to Three Thousand Dollars TVA Energy Right plus EKPC EKPC cooperatives offer One Thousand Dollars cold climate bonus HEAR approved but not launched
Pennsylvania Three Hundred Fifty to One Thousand Nine Hundred Fifty Dollars Act 129 utility rebates Act 129 Phase IV expiring May 2026 Penn Energy Savers Two Hundred Fifty Eight Million Dollars not launched
Virginia Up to Two Thousand Dollars Washington Gas NoVA only One Hundred Eighty Eight Million Dollars IRA funding pending Most areas limited to small utility rebates
Missouri Two Hundred to Five Thousand Dollars Ameren plus Evergy plus Columbia W and L No statewide program Ameren offers Two Thousand Dollars for ducted ASHPs
Hawaii Four Hundred Fifty to Seven Hundred Dollars Hawaii Energy e Hale HEAR expected 2026 KIUC offers separate Five Hundred Dollars HPWH on Kauai
Louisiana Up to Three Thousand Five Hundred Dollars SWEPCO plus Cleco SWEPCO strongest Entergy only Five Hundred Dollars HEAR HOMES not launched
Illinois Up to Two Thousand Dollars ComEd plus Ameren Utility only HEAR and HOMES still pending launch
Watch these states New Hampshire Connecticut Nevada and Pennsylvania all have approved IRA funding that has not launched yet When those programs go live rebates in those states could jump by Four to Eight Thousand Dollars Check individual state guides for the latest status
States With Limited or No Heat Pump Rebates These 20 states have sparse incentives typically utility only programs with modest amounts or no active programs at all A few South Dakota Idaho have declined IRA rebate funding entirely For homeowners in these states the math depends almost entirely on energy savings rather than upfront rebates
State Status Rebate Range Primary Program Notes
Texas Varies widely Utility by utility No statewide program Austin Energy best approximately Three Thousand Dollars Six hundred ninety million dollar IRA not launched
California Utility only SMUD LADWP TECH and HEEHRA single family exhausted statewide Utility rebates remain
Tennessee Five hundred to fifteen hundred dollars TVA Energy Right TVA only active incentive HEAR HOMES expected Q3 2026
Alabama Five Hundred to Fifteen Hundred Dollars TVA plus Alabama Power Northern AL gets TVA rebates Alabama Power One Thousand Dollars gas to electric
South Carolina Three hundred to One thousand dollars Duke plus Dominion plus Santee Cooper Geothermal credit 25 Percent up to Three thousand five hundred dollars HEAR HOMES pending
Iowa Three Hundred to Seven Hundred Thirteen Dollars MidAmerican plus Alliant Cold climate models get top tier One hundred Twenty One Million Dollars IRA not launched
Montana Four Hundred Fifty to One Thousand Five Hundred Sixty Dollars North Western plus BPA cooperatives Bozeman and Missoula offer local HPWH rebates HEAR HOMES paused
Wyoming Five hundred to seventeen hundred dollars RMP Watt smart plus cooperatives HESP Sixty Nine Million Dollars not launched Several cooperatives offer Five hundred to eighteen hundred dollars
North Dakota Three hundred to two thousand dollars Otter Tail plus Xcel The Xcel Sixteen hundred dollars to Two Thousand Dollars flat rate MDU offers nothing HEAR HOMES not launched
Florida Forty to One thousand one hundred fifty dollars FPL Duke TECO Three hundred forty six million dollars IRA not launched Utility rebates range from almost nothing to modest
Ohio Almost none ECO Link loans only HB 6 gutted utility programs Two hundred forty nine million dollars IRA not launched ECO Link offers rate reduction
Idaho Four to Eight Hundred Dollars Idaho Power plus Avista Rejected IRA HEAR HOMES rebates Utility rebates are all that remain
South Dakota Zero to four Thousand Dollars plus Varies by utility Opted out of IRA rebates Sixty Eight point Five Million Dollars declined Otter Tail customers fare best
Alaska Limited Utility specific High heating costs but sparse utility programs HEAR HOMES status varies
Arkansas Limited Utility specific Entergy Arkansas and cooperatives offer modest rebates HEAR HOMES pending
Kansas Limited Utility specific Evergy and municipal utilities offer small rebates HEAR HOMES pending
Mississippi Limited TVA plus utility specific TVA Energy Right in northern MS Limited programs elsewhere
Nebraska Limited OPPD plus public power Public power districts offer varying rebates HEAR HOMES pending
Oklahoma Limited OG and E plus PSO Utility rebates are the primary incentive HEAR HOMES pending
West Virginia Limited Utility specific Appalachian Power and Mon Power offer modest rebates HEAR HOMES pending
Even in limited states check your utility Rebate availability often depends more on your electric utility than your state In Texas Austin Energy customers can get approximately Three Thousand Dollars while most of the state gets nothing In South Dakota Otter Tail Power customers get Four Thousand Dollars plus while North Western Energy customers get Zero Dollars Always check with your specific utility before assuming nothing is available
What Determines How Much You Can Get Heat pump rebates in 2026 depend on four factors Understanding these helps explain why the same heat pump installation might cost Four Thousand Dollars out of pocket in Colorado but Fifteen Thousand Dollars in Florida 1 Whether your state launched HEAR or HOMES This is the single biggest factor States that have launched IRA funded HEAR programs offer up to Eight Thousand Dollars per heat pump for households below 150 Percent AMI HOMES adds up to Four Thousand Dollars to Ten Thousand Dollars for whole home projects About a dozen states have active programs The rest have approved funding sitting unused some by choice some waiting for federal approval 2 Your household income relative to AMI HEAR and many state programs use Area Median Income AMI thresholds Households below 80 Percent AMI get the highest rebates often 100 Percent of costs Households at 80 to 150 Percent AMI get partial rebates Above 150 Percent AMI HEAR does not apply You are limited to utility rebates and state programs that do not income qualify 3 Your electric utility The Utility rebates range from Zero to Four Thousand Dollars plus and vary dramatically even within the same state In New York Con Edison and National Grid offer very different amounts for the same equipment Municipal utilities and rural electric cooperatives often have separate programs Always check your specific utility 4 Stacking rules The best outcomes come from stacking multiple program layers HEAR plus utility plus state tax credit plus local municipal rebate Most states allow stacking as long as total incentives do not exceed 100 Percent of project cost A few states restrict it The stacking math is where the real value is check your state guide for specific scenarios
Common Mistakes When Searching for Rebates Assuming the federal credit still exists Many websites and contractors still list the Two Thousand Dollars federal tax credit Section 25C as available It is not It ended December 31 2025 If someone tells you the credit is still available they are wrong or out of date Confusing HEAR with the federal tax credit HEAR is a point of sale rebate administered by your state not a tax credit you claim on your return It also has income limits 150 Percent AMI These are different programs with different rules Starting work before checking HEAR eligibility In most states HEAR rebates must be applied for before installation begins Projects started before your state’s HEAR program launches are not retroactively eligible If HEAR is coming soon to your state it may be worth waiting Alabama Limited programs Alaska Limited programs Arizona Active programs Arkansas Limited programs California Limited programs Colorado Active programs Connecticut Active programs Delaware Active programs Florida Limited programs Georgia Active programs Hawaii Active programs Idaho Limited programs Illinois Active programs Indiana Active programs Iowa Limited programs Kansas Limited programs Kentucky Limited programs Louisiana Limited programs Maine Active programs Maryland Active programs Massachusetts Active programs Michigan Active programs Minnesota Active programs Mississippi Limited programs Missouri Limited programs Montana Limited programs Nebraska Limited programs Nevada Limited programs New Hampshire Active programs New Jersey Active programs New Mexico Limited programs New York Active programs North Carolina Active programs North Dakota Limited programs Ohio Limited programs Oklahoma Limited programs Oregon Active programs Pennsylvania Limited programs Rhode Island Active programs South Carolina Limited programs South Dakota Limited programs Tennessee Limited programs Texas Limited programs Utah Limited programs Vermont Active programs Virginia Limited programs Washington Active programs Washington DC Active programs West Virginia Limited programs Wisconsin Active programs Wyoming Limited programs
What About Home Batteries? If you are considering a heat pump you may also be weighing home battery storage especially in states with time of use rates or net metering The federal battery tax credit Section 25D also expired at the end of 2025 which changes the economics significantly Are home batteries worth it in 2026? Frequently Asked Questions Which states have the best heat pump rebates in 2026? New York Maryland Rhode Island Colorado Wisconsin and Michigan offer the strongest heat pump rebates in 2026 with programs reaching Eight Thousand Dollars to Twenty Four Thousand Dollars for qualifying households These states have active IRA funded HEAR or HOMES programs stacking with utility rebates Are federal heat pump tax credits still available in 2026? No Federal heat pump tax credits under Sections 25C and 25D expired on December 31 2025 They were repealed by the One Big Beautiful Bill Act signed July 4 2025 No federal tax credit is available for heat pumps installed in 2026 What is the HEAR program and which states have it? HEAR Home Electrification and Appliance Rebates is a federally funded state administered rebate program offering up to 8 Thousand Dollars per heat pump for income qualifying households below 150 Percent of Area Median Income As of March 2026 about a dozen states have launched HEAR programs including Colorado Wisconsin Michigan North Carolina Georgia Indiana Arizona and Washington Many other states have received funding but have not launched consumer facing programs Can you stack heat pump rebates from different programs? In most states yes Utility rebates state programs and IRA funded HEAR or HOMES rebates can typically stack The rules vary by state Some states like Colorado and Wisconsin explicitly allow stacking all three layers The main restriction is that total incentives generally cannot exceed 100 Percent of project cost Check your specific state guide for stacking rules How much do heat pump rebates actually reduce the cost? For a typical ducted heat pump system costing 12 Thousand Dollars to 18 Thousand Dollars installed rebates in strong states can cover 5 Thousand Dollars to 10 Thousand Dollars or more Income qualified households below 80 Percent AMI in states with active HEAR programs can sometimes get systems for 2 Thousand Dollars to 5 Thousand Dollars out of pocket In limited states expect Five Hundred to 2 Thousand Dollars off at most See also All State Heat Pump Incentives Hub Page Federal Heat Pump Tax Credits Ended Full Explainer Are Home Batteries Worth It in 2026? Why Heat Pump Rebates Vary So Much by State The gap between a 24 Thousand Dollars rebate package in New York and almost nothing in Ohio is not random Four structural factors drive the differences Utility regulation model States with strong public utility commissions New York Maryland Massachusetts can mandate that utilities fund energy efficiency programs through ratepayer charges Deregulated states like Texas and Ohio leave incentive decisions to individual utilities creating a patchwork where one utility territory has rebates and the next has none State climate policy States with aggressive decarbonization goals New York’s Climate Leadership and Community Protection Act Colorado’s GHG Pollution Reduction Roadmap dedicate state funding to electrification States without those commitments rely entirely on IRA federal funding which many have been slow to deploy IRA deployment speed Every state received IRA HEAR and HOMES funding allocations But states had to apply to the Department of Energy build administrative infrastructure and select program administrators Some Wisconsin Colorado North Carolina moved fast Others Florida Texas Ohio have not launched programs despite receiving hundreds of millions A few South Dakota Idaho declined the money outright Heating fuel mix States where homes primarily heat with oil or propane Maine Vermont New Hampshire tend to have stronger heat pump programs because the economics of switching are clearer States where natural gas is cheap and dominant Texas Oklahoma Kansas have less political and economic incentive to fund electrification programs